Safeguarding Your Company’s Growth & Hard Work
Every business — from local service contractors and retail shops to consulting firms and manufacturers — faces operational liabilities. One unexpected lawsuit or accident shouldn't jeopardize everything you've built.
At Intact Insurance Group LLC, we consult with you to understand your industry risks, client contract requirements, and employee count. We design layered commercial policies that meet state statutory mandates and satisfy landlord or general contractor requirements.
We issue Certificates of Insurance promptly so you can secure new contracts and get to work without delay.
Business Insurance Lines We Provide
General Liability Insurance
Covers customer slip-and-falls, third-party bodily injury, property damage, advertising injury, and legal defense expenses. Essential for all businesses open to the public or visiting client sites.
- Bodily injury & property damage
- Products & completed operations
- Medical payments & legal defense
Workers' Compensation
Mandatory in almost all states for businesses with employees. Covers medical bills, rehabilitation expenses, and lost wages if an employee is injured on the job, while shielding your company from workplace liability lawsuits.
- Medical care & hospitalization
- Disability & wage replacement
- Employer liability protection
Commercial Property Insurance
Protects your physical workplace, specialized equipment, inventory, tools, and office furnishings against fire, storms, theft, and vandalism.
- Building & structural coverage
- Inventory, machinery & tech equipment
- Business interruption income
Business Owner's Policy (BOP)
A cost-effective package designed specifically for small-to-midsize businesses that combines General Liability and Commercial Property into a single discounted policy.
- All-in-one discounted premium
- Customizable riders & endorsements
- Streamlined billing & renewal
Commercial Auto Insurance
Essential coverage for work vans, service trucks, sales vehicles, and company cars used in daily business routines.
- Comprehensive & collision
- Hired & non-owned auto coverage
- Loading & unloading liability
Commercial Umbrella Liability
Provides an extra layer of liability protection ($1M to $10M+) that sits on top of your underlying general liability and commercial auto limits to protect against catastrophic judgments.
- High-limit lawsuit protection
- Satisfies large client contract mandates
- Affordable extension of coverage